Ready to qualify for a coverage policy that fits your needs?
Contact us today.
GET TO KNOW US
Or call for immediate assistance
517-896-3796
Quick life insurance guaranteed regardless of your health.
Request A QuoteAs the name implies, Guaranteed Issue or Guaranteed Acceptance life insurance is a policy that provides a cash payout to the beneficiaries of any policyholder. Everyone who applies for Guaranteed Issue life insurance is approved, regardless of age or health condition.
This coverage offers peace of mind when traditional life insurance isn’t an option. This policy is ideal for those with health issues that would otherwise make it difficult to qualify for standard life insurance. Since no medical exam is required, acceptance is guaranteed, making it a simple and fast solution to protect your loved ones financially.
One of the major benefits is that it provides guaranteed death benefits, ensuring that your family receives financial support for final expenses, such as funeral costs and medical bills. Additionally, the premiums are often affordable, making it a practical choice for individuals with limited income or those seeking affordable coverage. With no medical exam, approval is usually quick and hassle-free, providing immediate relief in knowing your family is protected.
The coverage offers an essential layer of financial security, especially when health concerns create obstacles for other types of coverage. You’re guaranteed peace of mind without the typical complications or delays.
Choosing the right life insurance can be overwhelming, but with us, we simplify the process for you. We understand that securing Guaranteed Issue Life Insurance means you need coverage without medical exams or lengthy approval processes, especially if you have pre-existing health conditions. That’s where we come in. Our team in East Lansing, MI specializes in personalized service, helping you navigate the details so you can make informed decisions.
With no medical underwriting and guaranteed acceptance, we offer competitive rates tailored to fit your budget. Unlike other policies, there’s no need to worry about being denied coverage, regardless of your medical history. We work with top-rated insurers to ensure you get the best possible value and protection for your loved ones. Trust us to deliver peace of mind, knowing your family’s future is secure.
That depends on several factors. Typically, this type of coverage is issued to people over the age of 60, particularly seniors who have about 10 or fewer years left to live. In many cases, this coverage is a last-resort policy for those who can’t qualify for other types of life insurance due to existing medical problems. The coverage is 100% guaranteed, but this means that the premiums are almost always more expensive than other types of life insurance, and the coverage amounts are relatively low.
Get in touch with our team to learn more about this coverage and see if this option is right for you.
Or call for immediate assistance
517-896-3796